A. Briefly, Medicare is a Federally funded and administered program that provides health insurance for older Americans and those who are disabled and who have contributed to the Social Security system for a requisite number of years. Since Medicare is a Federal program, eligibility guidelines and services are the same throughout the U.S. Medicare will only pay for up to the first 100 days of a Nursing Home stay, and in most cases it pays approximately 20-40 days. More details regarding your specific situation will be explained during our educational consultation, described in item (3) above.
B. Medi-Cal/Medicaid is most often defined as a health insurance program financed and jointly funded by the Federal and State governments. Medi-Cal/Medicaid has two programs; one for low-income people of all ages and one for skilled nursing home care. Even though you may have significant assets, this program is an entitlement that belongs to you, just like Social Security, that you earned through paying your taxes while working. It is defined under Title Nineteen (19) of The Social Security Act. Many people with significant assets qualify for the Medi-Cal program each year by utilizing our pre-planning approach (approved by Medi-Cal)